We're operating as normal through the UK Lockdown! - Book your appointment or virtual appointment today. Find out more

Terms & Conditions

The Terms & Conditions of all St. Modwen Homes offers and schemes are provided below. If you have any queries, please contact the sales team at the relevant development.

General Terms & Conditions for St. Modwen Homes

Any promoted St. Modwen Homes’ offer is subject to contract and status. Offers are on selected plots only and are subject to availability. The offers advertised cannot be used in conjunction with any other offer on the same plot unless explicitly stated otherwise. Prices and details are correct at time of going to press. All images are typical of St. Modwen Homes’ properties and are for illustrative purposes only. Please contact the development in which you are interested for further details.

St. Modwen Homes reserves the right to withdraw or alter any of these offers at any time prior to the payment of a reservation fee. Contracts must be exchanged within 28 days of reservation of your property if you are a First Time Buyer, using the Help to Buy scheme, an Investor, a Cash Purchaser, a Non-Dependent Buyer or if you are Part Exchanging, unless otherwise stated.

If you are a homeowner who has sold your property Subject to Contract or are using the Help to Buy scheme in conjunction with the Assisted Move Scheme, contracts must be exchanged within 48 days of reservation of your new property, unless otherwise stated.

A reservation fee of £1000 is required to secure your new home, an administration fee of £500 will be retained in the event of cancellation. (These terms exclude Help to Buy)

The current specific offers being advertised in relation to selected St. Modwen Homes’ developments are also subject to the specific terms and conditions set out below.

Accuracy of Information

St. Modwen Homes has taken all reasonable care in the preparation of the contents of this website and intends that the information is accurate at the time it is uploaded. However, such information can be subject to change and therefore we do not warrant its accuracy. Particulars are for illustration only. We operate a policy of continuous product development and individual features may vary from time to time. Consequently, these particulars should be treated as general guidance only and do not constitute a contract, part of a contract, or a warranty. You should take appropriate steps to verify any information upon which you wish to rely. To find out more about a development, we advise that you visit the sales office during opening hours and speak to one of our experienced Sales Advisors. St. Modwen Homes shall not be liable for damages of any kind or nature whatsoever arising out of or related to the use of this website or the information it contains.

Early Bird

The following terms and conditions are applicable to anyone that enters into an Early Bird agreement with St. Modwen Homes.

This offer is subject to General Terms & Conditions for St. Modwen Homes:

Any promoted St. Modwen Homes’ offer is subject to contract and status. Offers are on selected plots only and are subject to availability. The offers advertised cannot be used in conjunction with any other offer on the same plot unless expressly stated otherwise. Prices and details are correct at time of going to press. All images are typical of St. Modwen Homes’ properties and are for illustrative purposes only. Please contact the development in which you are interested for further details.

St. Modwen Homes reserves the right to withdraw or alter any of these offers at any time prior to the payment of a reservation fee. Contracts must be exchanged within 28 days of reservation of your property if you are a First Time Buyer, using the Help to Buy scheme, an Investor, a Cash Purchaser, a Non-Dependent Buyer or if you are Part Exchanging, unless otherwise stated.

To Reserve a St. Modwen Home, buyers need only put down a fully refundable deposit of £250.00 complete an Early Bird reservation form and then simply wait for the home to be released for sale at which time you will have first refusal to buy. You have 48 hours to decide if you wish to proceed, If for any reason you cannot proceed with the purchase, St . Modwen Homes will refund the £250.00 deposit.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Part Exchange

The offer for your existing home to be taken in part exchange towards the purchase of a new St. Modwen Homes property is subject to the following standard conditions:-

  1. Our offer is subject to the carpets; curtains; nets/blinds; floor coverings; gas/electric fires; alarm system; fixtures and fittings being included in the exchange property, i.e. left in the property. Full details will be confirmed at the inspection carried out by the St Modwen Homes representative.
  2. Part exchange will only be available where the home being traded in is no more than 70% of the selling price of the plot being purchased.
  3. Exchange of Contracts and legal completion on your new home must proceed by the expiry date (to be confirmed by our solicitors).
  4. We would be permitted to put your present home on the market immediately and you would agree to give access to purchasers at any reasonable time.
  5. Upon vacation of your existing home, all possessions will be cleared out entirely; all services turned off or heating left on at our specific request, and the property secured in an approved manner.
  6. A House Buyers’ Report will be acquired on your property and any further specialist reports recommended. Any adverse comments may result in us making a revised offer or declining to purchase the property. If St. Modwen Homes withdraws from the transaction, monies paid are non-refundable.
  7. Upon vacation, the property will be left in a clean and tidy condition, all surfaces and sanitary ware cleaned, all floors vacuumed or washed/polished.
  8. The garden must be maintained in a good condition up to legal completion and before completion all/any refuse or garden rubbish should be removed and the garage (if any) entirely emptied.
  9. A retention of £500.00 will be held, pending inspection of your property following vacation, to ensure that Items 1, 4, 6 & 7 are complied with.
  10. The offer remains open for 48 hours from the verbal offer made by your St. Modwen Homes Sales Colleague.
  11. We will require you to provide us with a Gas Safety Certificate from a Gas Safe registered plumber, together with an Electrical Safety Certificate from a qualified electrician. An exchange of contracts will not be able to take place until we are in receipt of these certificates.
  12. Offer can be withdrawn at any time.

Please be aware, Part Exchange is only available at certain developments and on specific plots.

Part Exchange Max – Offer valid until 31st May 2021

The first 4 weeks existing homeowner property to be marketed as per Assisted Move terms and conditions below. If no sale agreed within 4 weeks homeowner then agrees to the home being sold to St. Modwen Homes under  Part Exchange terms and conditions above. Offer available at selected development on selected plots only. Eligibility criteria apply.  Removal Costs paid subject to using our nominated company’

The offer is only available on homes that will be the applicant’s main residence and not for investment or second homes. This offer is not available when purchasing a home through Home Reach. Only one offer may be used in the purchase of a property and is not available with any other offer. This offer is not available in conjunction with Help to Buy.

There is no cash alternative to the value of this offer and can be withdrawn at any time.

Assisted Move

The following terms and conditions are applicable to anyone that enters into an Assisted Move agreement with St. Modwen Homes.

  1. You agree to St. Modwen Homes appointing a nominated estate agent who will market and sell your existing property.
  2. You agree you will have no control over which estate agent we instruct, or the terms of that appointment.
  3. We agree to pay the estate agent’s commission plus VAT up to a maximum of 1.5% of the plot purchase price, for marketing and selling your existing property provided you legally complete on the purchase of a new St. Modwen Homes’ property.
  4. You agree not to instruct another estate agent to sell your existing property until your Assisted Move agreement has ended, that no party is currently negotiating to purchase your existing property and that no introduction has already been made by another party.
  5. In the event that any existing contract with your estate agent cannot be cancelled without penalty, or if there is a penalty for dual agency, St. Modwen Homes will not be liable for any extra fees as we cannot be responsible for obligations contained in third party contracts. Please note that you will be liable for cancelling your agreement with your existing estate agent and for any abortive costs or dual agency fees according to your contract.
  6. You agree to allow reasonable access to your property for viewings and survey purposes and to co-operate fully with our estate agents in their endeavours to market and sell your property.
  7. We will continue to market the plot and reserve the right to sell the plot to a proceedable purchaser before an offer is received.
  8. We will take a reservation fee of £500 once an offer is accepted on your home. £250 is refundable in the event of you not securing a sale on your existing home.
  9. Offer can be withdrawn at any time.

First Time Buyer Boost – Offer valid until 31st May 2021

£99 reservation fee is taken at the point of reservation. Carpets and flooring are from the St. Modwen Homes standard range only. Legal fees covered to the value of £1,000.

The offer is only available on homes that will be the applicant’s main residence and not for investment or second homes. This offer is only valid for purchasers who are first time buyers and proof of this may need to be provided. This offer is not available when purchasing a home through Home Reach. Only one offer may be used in the purchase of a property and is not available with any other offer. Availability of this offer in conjunction with Help to Buy is subject to approval from Homes England.

There is no cash alternative to the value of this offer and can be withdrawn at any time.

Recommend a Friend

Please carefully read the below terms and conditions that apply when using the Recommend a Friend offer.

  1. The Recommend a Friend card must be presented to your Sales Consultant at the time of reservation to qualify for the offer, it will not be valid at any other time during your purchase.
  2. At the time of presenting this card, the person recommending must have already purchased and legally completed on their new St. Modwen home.
  3. A £250 cheque will be issued to both parties after legal completion has taken place.
  4. In the event of legal completion not taking place due to either party pulling out of their purchase for any reason the Recommend a Friend offer will be void.
  5. Only one Recommend a Friend card can be used on the purchase of any single property.
  6. This offer is not available to employees of St. Modwen Homes, any person connected or related to such an employee, St. Modwen Homes’ agents or any person either connected professionally with this company or offer, or acting in a business capacity.
  7. The recipient(s) of the £250 is responsible for declaring and paying any tax that may be due on this payment.
  8. St. Modwen Homes reserve the right to withdraw this offer at any time.

£100,000 Recommend a Friend Prize Draw 2021

UK only (excluding Northern Ireland). Purchase necessary. The promotion runs from 01 December 2020 to 30 November 2021 (inclusive).

For full terms and conditions for £100,000 Recommend a Friend Prize Draw please click here.

Help to Buy (England)

Anyone purchasing a new home under Help to Buy in England is subject to the following terms and conditions:

  1. This offer is only available on selected new build plots and developments in England only. The maximum property value for Help to Buy is £600,000.
  2. Help to Buy is only available on capital and interest (or repayment) mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.
  3. Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied. Mortgage lender’s criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.
  4. The HCA will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £600,000, the HCA will therefore provide an equity loan of up to £120,000.
  5. The equity loan provided by the HCA will be secured by a second charge on the property behind the first charge referred to in Item 3.
  6. The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. Fees don’t count towards paying back the equity loan.
  7. The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.
  8. The equity loans will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of the HCA. This means that if the property increases or decreases in value, the purchaser will pay the HCA the same percentage of the new price of the property as the percentage the equity loan was of the original price. This may result in the HCA being paid more or less than the original loan value.
  9. If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loans after the mortgage has been paid the purchaser will lose any deposit paid. The HCA will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.
  10. The purchaser may repay the equity loan to the HCA at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.
  11. Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.

An example of how Help to Buy works is as follows:

Mortgage£90,000(75%)
Deposit£6,000(5% of purchase price)
Equity loan£24,000(20% provided by HCA)
Purchase price£120,000

The equity loan provided by the HCA will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.

Open market value£150,000(a 25% uplift in value)
Mortgage repayment£90,000(assuming no repayment of capital)
Equity loan£30,000(20% of the open market value)
Remainder available to purchaser£30,000

Help to Buy (Wales)

Anyone purchasing a new home under Help to Buy in Wales is subject to the following terms and conditions:

  1. Help to Buy – Wales launched on 25 November 2013, with equity loans available to customers from 2 January 2014. Help to Buy – Wales This offer is only available on selected new build plots and developments in Wales only. The maximum property value for Help to Buy – Wales is £300,000.
  2. Help to Buy – Wales is only available on capital and interest (or repayment) mortgages and on properties which are occupied by the individual or individuals taking out the mortgage.
  3. Purchasers will be required to raise funding (including a mortgage and a deposit) of not less than 80% of the property purchase price (excluding any mortgage fees). The property will be subject to a first charge in favour of the mortgage company. Purchaser deposit must be a minimum of 5% after the equity loan has been applied. Mortgage lender’s criteria may affect any deposit percentage and whether it applies before or after the equity loan is deducted from the purchase price.
  4. The Welsh Government will provide an equity loan to eligible purchasers of not less than 10% and not more than 20% of the purchase price subject to the terms of the equity loan agreement. Based on the maximum purchase price of £300,000, the Welsh Government will therefore provide an equity loan of up to £60,000.
  5. The equity loan provided by the Welsh Government will be secured by a second charge on the property behind the first charge referred to in Item 3.
  6. The equity loan provided by the Welsh Government will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter. Fees don’t count towards paying back the equity loan.
  7. The equity loan must be repaid within 25 years of legal completion of the purchase of the property whether the property is sold or not.
  8. The equity loans will be repayable on the basis of the greater of the price of the property or its market value at the time of future sale or mortgage repayment as opposed to the original purchase price but disregarding additions or improvements made to the property by the purchaser with the consent of the Welsh Government. This means that if the property increases or decreases in value, the purchaser will pay the Welsh Government the same percentage of the new price of the property as the percentage the equity loan was of the original price. This may result in the Welsh Government being paid more or less than the original loan value.
  9. If, on the sale of the property, the price of the property has fallen and there is insufficient money from the sale to repay the equity loans after the mortgage has been paid the purchaser will lose any deposit paid. The Welsh Government will not however seek to recover the balance of their equity, not otherwise paid out of the proceeds of sale, from the purchaser.
  10. The purchaser may repay the equity loan to the Welsh Government at any time following legal completion. Repayment whether in full or by instalments will be based on the market value of the property at the time of the repayment(s) and the purchaser will have to arrange and pay for the valuation of the property at that time. The minimum instalment value is 10% of the total of the equity loans.
  11. Detailed terms and conditions apply to the equity loan which will be made available to the purchaser via their legal advisors as part of the conveyancing process.

An example of how Help to Buy works is as follows:

Mortgage£90,000(75%)
Deposit£6,000(5% of purchase price)
Equity loan£24,000(20% provided by HCA)
Purchase price£120,000

The equity loan provided by the Welsh Government will not incur any loan fees for the first 5 years. From the beginning of year 6, loan fees will be payable by the purchaser at an annual gross rate of 1.75% of the loan’s value, rising at the Retail Prices Index (published by the Office for National Statistics) plus 1% per year thereafter.

Open market value£150,000(a 25% uplift in value)
Mortgage repayment£90,000(assuming no repayment of capital)
Equity loan£30,000(20% of the open market value)
Remainder available to purchaser£30,000

Keyworker Offer

Keyworker offer is valid on selected developments and plots only and is available on full reservations taken before 31st May 2021, on homes legally completing in 2020 and 2021. Offer includes a tailor-made deal to the maximum value of £5,000 and can include optional upgrades subject to build stage. Cash discounts and other incentives such as legal fees will be subject to lenders’ terms and conditions and are at the full discretion of St. Modwen Homes. Our Sales Consultants will be able to discuss the packages available and best way to match your needs.

The offer is only available on homes that will be the applicant’s main residence and not for investment or second homes. This offer is not available when purchasing a home through Home Reach. Proof of eligible employment will be required at the point of reservation and acceptance will be at the discretion of St. Modwen Homes. Proof can be in the form of a most recent payslip, together with an email or letter confirmation from your line manager. Only one person purchasing the property needs to be from an eligible worker as per the Government guidelines, which can be found here. Only one Keyworker offer may be used in the purchase of a property and is not available with any other offer. Availability of this offer in conjunction with Help to Buy is subject to approval from Homes England.

There is no cash alternative to the value of this offer and can be withdrawn at any time.

Stamp Duty Extension until 30th September 2021

Stamp Duty extension offer is available on selected developments and plots only, and is not available with any other offer. Offer must be declared at point of reservation. Stamp duty will be paid upon completion for properties legally completing from 1st July 2021 to 30th September 2021 inclusive. You must also be purchasing your only or main residence to qualify for stamp duty paid. Offer can be withdrawn at any time. There is no cash alternative.

5% Deposit Paid (ended 26.11.2020)

Offer is available on selected developments and plots only, and is not available with any other offer. Only available on selected properties reserved before 26th November 2020. A contribution of up to a maximum of 5% deposit payable at the time of completion and is subject to lenders criteria. Offer can be withdrawn at any time. There is no cash alternative.

Mortgage Paid Offer:

*Terms and conditions apply. Offer available on selected developments and plots only. The mortgage paid amount will be calculated on your projected mortgage payments on the property you have purchased from St. Modwen Homes for the first 6 months from legal completion. This may be different to your actual mortgage repayments and evidence of your mortgage repayments will be required. The amount we pay may not fully cover all your mortgage payments in the first 6 months and will be offered to a maximum value of £6,000. Offer is only available on new reservations from 22nd March 2021 to 30th April 2021 and subject to legal completion taking place on or before the 31st May 2021. Offer must be declared at point of reservation and is subject to lenders terms and criteria. Offer may not be accepted by some lenders or may lead to refusal to provide a mortgage based on your circumstances. It is the homeowners responsibility to use the money to help keep up with mortgage repayments. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.  Our standard reservation terms and conditions apply. The offer cannot be used in conjunction with any other offer and St. Modwen Homes reserve the right to withdraw the promotion at any given time.

The Starting Block:

The Starting Block is available on selected homes on selected developments only. Use of The Starting Block is subject to plot build stage and lender approval. This purchase option cannot be used in conjunction with any other offer including but not exclusive to First Time Buyer Boost, PX Max, Home Reach, Help to Buy, Part Exchange, Stamp Duty Holiday offer, Key Worker offer or Assisted Move. It is not available on apartments or any of the following developments: Littlecombe, Weogoran Park, Locking Parklands, Digbeth One 2, The Dice and Austin View.

Other offers

Worker Dwellings

Exclusively for individuals who currently work at the development and are employed in connection with a use authorised by the Planning Permission. Available on a selection of plots only, these plots are listed 104, 104a, 105, 106, 107, 108 only. These dwellings are advertised for workers for a period of no less than 3 months before they will be released for sale to the general public. Advertising started on 15th March 2021 for plots 104 and 104a.

Legals, Stamp Duty, Carpets & Flooring

All offers are subject to Terms and Conditions. Carpets & flooring from St. Modwen Homes standard range. Legal fees paid up to a maximum of £1,000. You must also be purchasing your only or main residence to qualify for stamp duty paid.

Furniture Pack

All furniture to be provided from St. Modwen Homes own suppliers.

Gift Vouchers / gifts

Vouchers will be supplied to the amount specified on the offer. Should a product no longer be available at the time of legal completion, St. Modwen Homes will provide an alternative to the value of the original.  Incentives receivable on legal completion only. No cash alternatives will be offered.

NHBC logo
Considerate Constructors logo
Safemark_Logo_Mono
In House Gold Award 2021 Logo

Sorry!

You're using an unsupported browser (Internet Explorer). Please update your browser for more security, speed and the best experience on this site.