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 Deposit Unlock

The home of your dreams could now be in reach with this scheme where you could purchase a new-build home with a 95% mortgage.

We're proud to introduce our Deposit Unlock Scheme*, specifically designed to make home buying accessible and affordable for first-time buyers and existing homeowners. With just a 5% deposit, you could find yourself stepping into a brand-new home. Ready to upgrade or step onto the property ladder? Let Deposit Unlock be your guide.

What is Deposit Unlock?

Deposit Unlock is an initiative born out of a strategic collaboration between the housebuilding industry and mortgage lenders. Its mission is to make buying a new home more achievable by providing a pathway for buyers with only a 5% deposit. Whether you're venturing into the housing market for the first time or looking to transition into a larger home, Deposit Unlock could be your key to new opportunities.
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How Does Deposit Unlock Work?

Imagine owning a brand-new home valued up to £833,000. With Deposit Unlock, that vision can become your reality, subject to lender’s criteria.

Here’s how it works: Deposit Unlock allows you to purchase a new-build home with a 95% mortgage, by providing access to a host of low deposit mortgage products through our network of lenders, all at competitive interest rates.

In other words, Deposit Unlock makes it possible for you to buy a high-value home with a relatively small upfront payment, while also benefiting from competitive mortgage rates. This not only makes the home-buying process possible, but also affordable.

Calculate your Stamp Duty

Use our handy calculator to work out how much Stamp Duty you'll pay on your new home.

Calculate your Stamp Duty

Mortgage Calculator

Our easy-to-use, free online mortgage calculator is perfect for anyone who is interested to find out how much their monthly mortgage repayments might be.

Calculate now

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Deposit Unlock cannot be used with any other financial incentive and is only available on selected plots on selected developments.

Subject to eligibility, terms and conditions. The exact eligibility requirements may vary based on the lender's criteria.

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