First Time Buyer Schemes

First time buyers: we’re here for you

Becoming a homeowner can be exciting and daunting, all at the same time. Getting a foot on the ladder is one of the biggest steps you can take – but will your budget get in the way of your big move?

At St Modwen Homes, our first time buyer schemes mean your dream home might be much closer than you think.

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Save straight away, with our first time buyer schemes

Often, the biggest barrier to buying your first home is how much you can afford. First there’s the mortgage – but then there’s the deposit, furniture costs, solicitor fees and plenty more. It all adds up.

We have two key schemes for first-time buyers that can bring those costs right down.

Save on fees with First Time Buyer Boost

Looking for your dream home often feels like it’s taking forever – but when you find it, things move really fast! If you’re still putting your budget together, it can be a stressful time because you really don’t want to get gazumped. With our First Time Buyer Boost, you won’t be – because you can reserve your home for just £99.

But’s that not all.

We’ll cover your solicitor fees, so that’s one less thing for you to worry about. Plus, you get all the carpets and floors throughout your new property for free, so you know you’re getting a home that’s absolutely perfect for you.

Lower your down payment with Deposit Unlock

With the Deposit Unlock scheme, you could be moving in much sooner than you planned.

Say goodbye to years spent saving up to put down a large deposit, as you can now secure your new home with just a 5% deposit!

Deposit Unlock is a brilliant first-time mortgage scheme that’s helped thousands of homeowners get onto the ladder. And it’s not just the low deposit that makes life easier – you’ll also get really competitive interest rates for the remaining 95%.

Explore our other offers and incentives

When it comes to buying your first home, there are all sorts of ways we can help.

On the financial side of things, we can give you £5,000 towards a deposit with Deposit Boost or help you sell your old home with Assisted Move.

Drop us a line today

If you’d like to find out more about first-time buyer schemes in the UK or anything else, please get in touch with our sales team. They can answer any questions and steer you in the right direction towards a new home.

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